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How to get a Personal Loan

Posted by: IrfanUpdated at : 4:48 AM
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A personal loan is a financial product that allows you to get by part of a financial institution or credit an amount of money in Exchange...
A personal loan is a financial product that allows you to get by part of a financial institution or credit an amount of money in Exchange for return it at the end of a time along with some interest. The return of the money is typically done periodically by means of monthly installments. Personal loans but you can make them serve for many things: financing a car, a computer, a college degree... tend to be called personal because the entity tends to have only as a guarantee for recovery of the money the debtor's present and future assets and not a special guarantee, as in mortgage loans.Although the purpose of the loan is different, the way to get it is the same, the only thing is that in some cases the financial institution may ask requirements extras, such as invoice proforma for a car loan.
Instructions
  • Indicates the amount of money desired.
  • It indicates the purpose to which you want to allocate the loan.
  • Indicates the period to which you want it to return.
  • Look at the products that fit your criteria and compare among them.
  • Select the personal loan that most interests you and contact the entity to confirm the conditions.
  • Find out the requirements requested by the entity, so you have to contact her. Usually the requirements requested are: statement of income 2010, original identity card and photocopy, photocopy of the last 2/3 payroll, simple notes of the estate (in case you have them) and in some cases employment history.
  • Get the application for the loan.
  • Delivery requirements requested by the entity. With the application and requirements the entity will make a study of the operation to see if it is viable or not. If your application is approved the entity you must give a binding offer (offer in writing explaining all the financial terms of the loan).
  • Sign the contract (in the event that the transaction be approved).
  • If you want to read more articles similar to how to get a personal loan, we recommend that you enter in our category of loans.

What You need
  • Compare loans online.
  • Identity card, original and photocopy.
  • Photocopy of the last 2/3 payroll.
  • Last statement of income.
  • Employment history

Tips
  • Keep several entities in mind, so that in the event that an entity rejects your request you have another to which go.
  • No can be given on a delinquent file: RAI, Asnef, etc. Financial institutions not give funding to people you have unpaid debts.
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Posted by Irfan on Wednesday, September 10, 2014 - Rating: 5.0
Title : How to get a Personal Loan
Description : A personal loan is a financial product that allows you to get by part of a financial institution or credit an amount of money in Exchange...