Posted by: IrfanUpdated at : 12:00 AM
Tags: LOANS
In the midst of a major economic crisis around the world, many people are facing financial problems. Accumulated debts and accounts payab...
In the midst of a major economic crisis around the world, many people are facing financial problems. Accumulated debts and accounts payable create an enormous stress, and the only solution is to ask for a loan. But we do not always meet conditions to go to a Bank, that our close friends become many times a viable option. It is normal to think that the situation can become uncomfortable and that we do not know where to begin, so in here we give you some tips so you discover how to ask for money lent to a friend
Instructions
The first thing to consider is that ask a friend borrowed money must be something casual or if possible a unique event. I.e. you can not become a habit because eventually you will end up in debt you much more and creating an uncomfortable situation between you and your friends. If you are decided to take the step, then the best is follow some of the recommendations that you provide below
Make a budget to determine how much money you need, so you look as required to cancel your debt by reducing to a minimum the possibility of having to go back to a friend to ask for more money. In this step be honest and realistic, has a list of priorities of the financial obligations that you have earrings in order to cancel first the most important
It is very important that at the time of borrow a friend do it in person. Phone or email are completely impersonal way to treat a sensitive subject. Remain somewhere for coffee so that, face to face, you can discuss your situation
It is important that you explain to your friend why you need a loan and debts that you must cancel, but don't you feel sorry for your situation. This feeling will not make the situation easier, on the contrary it bothered both. Expose your points with honesty but minimizing the dramas
One of the things that may most worry a person when a loan is never back the money. To avoid this to happen and to demonstrate your commitment to pay, tell him that you write a contract showing that it has lent you money, the amount and the deadline that both agree to return. This, once your friend access, shall be signed by both parties and notarized, one copy for each
It is very important to understand that it is possible that your friend is unable to perform you the loan, it is therefore necessary to have another plan to get the money. Not worth the bother or resent us with our friend by this situation, you must remember that everyone has problems and that perhaps it is not a good situation for him
If your friend lends you the money you need be grateful to it. The best way to do so is paying at agreed times, if possible before. Do not return the money not only would be a kind of theft but also become something completely unfair, don't forget it is finally providing you help when you most need it
Instructions
The first thing to consider is that ask a friend borrowed money must be something casual or if possible a unique event. I.e. you can not become a habit because eventually you will end up in debt you much more and creating an uncomfortable situation between you and your friends. If you are decided to take the step, then the best is follow some of the recommendations that you provide below
Make a budget to determine how much money you need, so you look as required to cancel your debt by reducing to a minimum the possibility of having to go back to a friend to ask for more money. In this step be honest and realistic, has a list of priorities of the financial obligations that you have earrings in order to cancel first the most important
It is very important that at the time of borrow a friend do it in person. Phone or email are completely impersonal way to treat a sensitive subject. Remain somewhere for coffee so that, face to face, you can discuss your situation
It is important that you explain to your friend why you need a loan and debts that you must cancel, but don't you feel sorry for your situation. This feeling will not make the situation easier, on the contrary it bothered both. Expose your points with honesty but minimizing the dramas
One of the things that may most worry a person when a loan is never back the money. To avoid this to happen and to demonstrate your commitment to pay, tell him that you write a contract showing that it has lent you money, the amount and the deadline that both agree to return. This, once your friend access, shall be signed by both parties and notarized, one copy for each
It is very important to understand that it is possible that your friend is unable to perform you the loan, it is therefore necessary to have another plan to get the money. Not worth the bother or resent us with our friend by this situation, you must remember that everyone has problems and that perhaps it is not a good situation for him
If your friend lends you the money you need be grateful to it. The best way to do so is paying at agreed times, if possible before. Do not return the money not only would be a kind of theft but also become something completely unfair, don't forget it is finally providing you help when you most need it
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Title : Lending from a Friend
Description : In the midst of a major economic crisis around the world, many people are facing financial problems. Accumulated debts and accounts payab...
Description : In the midst of a major economic crisis around the world, many people are facing financial problems. Accumulated debts and accounts payab...