Posted by: Bod AtoUpdated at : 7:54 PM
Tags: BANK
Choosing the Banks - First of all, keep in mind that not all banks or types of accounts are made to the same profile. Would you like to ...
Choosing the Banks - First of all, keep in mind that not all banks or types of accounts are made to the same profile. Would you like to save? Only household payroll? Do you have mortgage? Are you young? Pensioner? You will have to rethink many points when assessing it. If the question 'how to choose my Bank?' here some basic guidelines.
Banking security
Bank security is probably the most important point. Is the Bank legit? Have you had financial problems lately? What guarantee do I have if the Bank goes bust and what would happen to my money? You must ask you all these questions and inform yourself well before opening any account.
Banking security
Bank security is probably the most important point. Is the Bank legit? Have you had financial problems lately? What guarantee do I have if the Bank goes bust and what would happen to my money? You must ask you all these questions and inform yourself well before opening any account.
Advice
Question in several banks and advise you in all of them. It is important to know what you will be charged and what you will rent. According to the person and certain factors such as the age or interests, there will be a type of account that will benefit you more than others. Likewise, we recommend that you have in mind how to pay less to the Bank.
Small print
You must read the small print so you don't feel cheated. Some banks are subject to a penalty for the cancellation of an account or a particular service, charged a periodic maintenance, apply a surcharge after a certain age...
Commissions
What type and how many committees are you applied? Some banks already do not charge them well at all or only in certain cases, even so, you should be alert to stop paying so much. If you are under a certain age, if you enable online banking if you do a minimum of monthly debit card uses... perhaps not charge you those concepts. The data is there; banks charge an average of 178 euros per year for basic services. Are you willing to pay for them as well?
Profitability
If you have a savings account, it will compensate you for obtaining the maximum possible profitability with best interests. Compare several entities and search that you offer better security and a greater benefit.
Credit
If you are going to apply for a loan, check well all deadlines, guarantees and fees, in addition to compare several entities in which you advise correctly. Some banks offer insurance of unemployment or fatality, not descartes that option depending on the conditions. You can expand the information in our loans section.
Cards
Credit or debit card? And how much? Depending on the use you give to plastic money, keep in mind what you offer exactly and at what price: maintenance fees, duplicate... In addition, ask about the network, both nationally and internationally. To learn more about it:
Service
Inform you about all forms of contact that gives the entity previously: physical office, banking online, mobile, phone... And, above all, that assistance is 24 hours 7 days a week. You never know when or where you can have an emergency and is your money which is at stake!
Offers and gifts
It is clear that if they give you a tablet or a television, the balance can become unbalanced in favor of one or another bank. However, do not be fooled and that gifts are not triggering! Select the Bank that compensates you for more, and if you have doubts, take the calculator to assess how much the gift voucher (if you want) and thus know if you really compensates.
In addition, some banks offer discounts on petrol, nights in a hotel, travel agencies... If really can give use to this, great! But if you have no car and little business, think coolly, why really?
ADS
I Hope this Choosing the Banks article is useful for you. If you like this Choosing the Banks article, please give a like and share this Choosing the Banks article to others.
Title : Choosing the Banks
Description : Choosing the Banks - First of all, keep in mind that not all banks or types of accounts are made to the same profile. Would you like to ...
Description : Choosing the Banks - First of all, keep in mind that not all banks or types of accounts are made to the same profile. Would you like to ...